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Earn one of the highest Money Market rates available.

Let’s make your money work harder!


  • Fixed rate through 10/16/2023
  • Convenient access to your funds
  • Make additional deposits anytime
  • Limited time offer

Get started today!


Tiered Rates

$0.01 to $24,999.99 0.25% 0.25%
$25,000.00 to $49,999.99 0.75% 0.75%
$50,000.00 to $99,999.99 1.75% 1.77%
$100,000.00 to $1 million 2.75% 2.79%

Frequently Asked Questions

What is a money market account?

A money market account is a type of deposit account that provides benefits found in both traditional savings and checking accounts. Money market accounts typically earn a higher interest rate than savings accounts and allow transactions similar to a checking account. Money market account balances are covered by FDIC insurance up to $250,000.

Ready to open an account? You can schedule an appointment or give us a call at 833-685-1195 to get started!

What is a good money market interest rate?

Interest rates  differ between financial institutions. Please visit the FDIC website for the latest national average on money market interest rates to get an idea as you look at the money market account offerings nearest you!

What’s a money market account vs savings?

The primary difference between a money market account and a traditional savings account is how you are able to access your money. A money market account allows checking account type transactions such as use of debit cards and ATM withdrawals. A money market account typically offers a higher interest rate than a traditional savings account because they generally require a higher minimum balance than a traditional savings account.

Is there a penalty for withdrawing money from a money market account?

There is no penalty on withdrawing money from a money market account. Money market accounts allow you to make withdrawals and transfers as often as you need.


*Annual Percentage Yield (APY) is accurate as of 10/17/2022. Personal accounts & certain estate planning trusts eligible. Daily balances & corresponding APYs: $0.01 to $24,999.99 earns 0.25%; $25,000.00 to $49,999.99 earns 0.75%; $50,000.00 to $99,999.99 earns 1.77%; $100,000.00 to $1 million earns 2.79%. Maximum daily balance is $1 million. Rate fixed through 10/16/2023, then variable and subject to change. Must have or open a Breakaway Checking account. $10.00 monthly service charge; waived if enrolled in eStatements. Fees could reduce earnings. Must open new account, no conversions. Other conditions apply. Limited time offer may be withdrawn at any time.

Additional Note:
Some balances may be too low to be credited for interest earned if the interest rate is also low. We will credit interest earned equal to or greater than $0.01 during a statement cycle at the end of a cycle. For example, with a rate of 0.25%, a $40 daily balance would earn less than a $0.01 by the end of the statement cycle, resulting in no interest credited to the account.

Ready to learn more about our Beacon Money Market Account?

Contact us to get started, we’re here to help!