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Business Loan Services

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Our Business Loan Services can help you build a business that carries you into the future

Finding the right lending partner is about more than finances. It’s about the experience. Who’s going to understand the “why” behind your request? Who’s going to understand the significance to you? When you’re looking for a lending partner to help finance your dream, the lender’s experience in the community matters because it delivers a quality experience to you. When you look for lenders, ask:

  • Is this a financial business partner who will personally chauffeur me through financing and help me think through my most critical lending questions?
  • Will a team of seasoned professionals with staying power be as engaged and passionate about my dreams as I am?
  • Will I gain a long-term partner who is always available to support me, anticipate my needs, and know the towns, neighborhoods, people and the history of the area?

The Commercial Lending team at Kennebunk Savings has the experience, insight, and passion that meet all these criteria.

*Loans are subject to credit and collateral approval

Look for the business loan that fits your vision

Working Capital Lines of Credit

Asset-based, revolving, and non-revolving lines of credit provide your business with the working capital or financing your business may need.

Commercial Real Estate Loans

The right choice when you’re ready to buy, build, expand, or renovate. We can help create a loan to fit your specific property and building needs.

Business Term Loans and Revolving Equipment Lines of Credit

Term financing we can customize to fit your business, like equipment or acquisition.

Business Smart Overdraft Advance

Add our overdraft protection to your Kennebunk Savings account to provide coverage up to your credit line limit.

Letters of Credit

Secure your third-party agreements and contractual obligations quickly when you ask us to supply a letter of credit.

Tax-Exempt Financing

A great way for municipalities, RSU’s, water/sewer districts, and other tax-exempt entities to solve for a gap cash flow in anticipation of incoming bond financing or tax revenue.

Government Guaranteed Loan Programs

Our long-standing experience and working relationships with agencies like the Small Business Authority and Finance Authority of Maine gives us access to an array of business loan and guarantee programs that can help your business stay firmly on track.

Construction Loans

Interim and long-term financing for renovating, repairing, expanding, or building. Upon completion, we can automatically convert a loan into a long-term commercial mortgage without additional closing costs.

People [at KS] have our backs. Their core has not changed. They believe in people, and they’re always hands-on…Other banks have contacted us, but I can’t imagine another bank outdoing this.Cathy, Northeast Coating


We know local business

All kinds of businesses choose Kennebunk Savings as a lending partner. Here are a few that we have special experience with across communities in Maine and New Hampshire.

  • Investment Properties
  • Entrepreneurs and First-time Business Owners
  • Hotels
  • Restaurants
  • Multi-unit Residential
  • Mixed use Developments
  • Community Development Loans

Enhance your business processes with business banking features

Make everyday business easier when you add a la carte products and services to your business banking. Options cover critical banking needs like:

  • Employee payroll
  • Setting up remote deposit
  • Control over access to your accounts through our VoiceID technology.
  • Complimentary access to business insurance, personal banking, and personal insurance needs.


Other products that can make running your business easier and more efficient include the following options

Calculators  are estimates, used for educational purposes only. Please consult a tax or financial planner for additional assistance.

Reach out to discuss your new vision today

We want to hear about your vision and see how we can help.