It's travel-near-travel-far-and-bank-for-free-wherever-you-are Free Checking

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Available September 26th

Real-Time Account Alerts

Push Notifications Available!

Available September 26th

Debit Card Controls

Turn Debit Cards off/on via Mobile App!

Available September 26th

Fraud Alerts

Now with Text Notifications!

Personal Checking

Your personal checking account should be easy to use and include options like no ATM fees worldwide, no minimum balance requirements and no monthly fees. And all our accounts let you bank from anywhere with our great mobile apps!

Switch to Kennebunk Savings

Compare Personal Checking Accounts

Breakaway Free Checking

I want checking with no minimum
balance and no fees.

Interest Bearing Checking

I want to earn interest but keep a low
monthly balance.

Compare Personal Checking Accounts

Breakaway Free Checking

I want checking with no minimum
balance and no fees.

Interest Bearing Checking

I want to earn interest but keep a low
monthly balance.

Minimum Daily Balance to Avoid Fee
Minimum Daily Balance to Avoid Fee
$0
No monthly service fee ever!
Minimum Daily Balance to Avoid Fee
$500
To avoid $7 monthly service fee
Minimum Deposit to Open Account
Minimum Deposit to Open Account
$1
Minimum Deposit to Open Account
$1
Mobile Banking & Mobile Deposit
Mobile Banking & Mobile Deposit
Yes Yes
Mobile Banking & Mobile Deposit
Yes Yes
Interest Paid
Interest Paid
Interest Paid
Yes Yes
ATM Transactions Fees
ATM Transactions Fees
Free anywhere*
ATM Transactions Fees
Free transactions at Kennebunk Savings ATMs.
$1 at non-Kennebunk Savings ATMs
Free Standard Checks
Free Standard Checks
Yes Yes
Free Standard Checks
Online Bill Pay
Online Bill Pay
Free
Online Bill Pay
$6/month
Free Online Banking
Free Online Banking
Yes Yes
Free Online Banking
Yes Yes
Preferred Rates on Savings and Loans
Preferred Rates on Savings and Loans
Yes Yes
Preferred Rates on Savings and Loans
Person-to-Person Payments
Person-to-Person Payments
Yes Yes
Person-to-Person Payments
Yes Yes

ATM and Debit Cards

Kennebunk Savings ATM or debit cards make it easy to access your money anytime at ATMs all over the world. With your Kennebunk Savings debit card you’re protected by microchip technology, an added layer of security making your card difficult to counterfeit at chip-enabled readers. Our Fraud Services help detect and prevent debit card fraud from happening to you.
 

Man paying for food at window on city street
Kennebunk Savings Debit Card

Watching out for Fraud

Kennebunk Savings monitors customers' accounts to protect you from fraudulent activity.Our Fraud Services will:
  • Monitor debit card activity round-the-clock, 24/7
  • Stop debit card transaction if suspicious & potentially place a temporary hold on further debit card transactions (until we hear from you)
  • Text you to  verify the authenticity of suspicious card transactions, allowing you to respond right away
  • If we do not receive a text reply within 15 minutes, we'll follow up with a phone call

FAQs

NEW! Debit Card Controls

The best way to monitor and manage your debit card is with the Kennebunk Savings mobile app. Now you can receive real-time transaction alerts and set customized usage controls.

  • Turn your debit card off (and back on) if you know you won’t be using it for a period of time.
  • Set customized purchase controls and spending limits.
  • Restrict purchases at specific merchant types (such as gas, groceries, or retail stores) or geographic area.

View Card Controls Video

Smartphone showing mobile Debit Card Controls
Women using Apple Pay with Checking Accounts on phones

Turn your smart phone or smart watch into a digital wallet.

Kennebunk Savings debit cards are activated to work with ApplePay,® Google Pay,™ and Samsung Pay.™ No more sifting through your pockets, wallet, or bag for your debit or credit card. Use your smart device to pay for purchases by tapping a button and holding your device over the contactless payment terminal.

View Digital Wallet Video   Apple Pay® Blog

Data rates may apply. Apple Pay® is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. Samsung is a trademark of Samsung Electronics Co., Ltd.

Online and Mobile Banking 

Manage your accounts quickly and easily from your computer or mobile devices with Kennebunk Savings secure online and mobile banking. Check your balance, transfer funds, pay bills, deposit checks with your mobile device, make person-to-person payments, and more, whenever—and wherever—you need to. 

Learn More

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Video Tutorials

Personal Checking FAQs

Direct deposit through an Automated Clearing House (ACH) is simply a fast and secure way of receiving funds into your account. Paychecks, government benefits, investment dividends—all of these can be deposited electronically (immediately and securely) into your Kennebunk Checking or Savings account.

You will usually see the direct deposit go into effect within 2-3 cycles from date of your request. For example, if you elect to have your paycheck deposited directly into your account, typically it will be about 2-3 pay periods before you see that direct deposit in effect.

Automatic payments through an Automated Clearing House (ACH) are just like direct deposit, except funds are automatically transferred OUT OF your account instead of into your account. It's a convenient way to pay bills without having to write checks. Many companies (like electric, gas, telephone, loans, credit cards, and insurance) accept automatic payments from Kennebunk Savings. If you want to set up automatic payments, the company will tell you what they need from you. Usually, it's a voided check from your checking account and the date on which you would like them to start withdrawing payments.

Generally, once you contact the billing company and submit the necessary information to them to set up automatic payments, the charges will not be deducted from your Kennebunk Savings account until 1-3 billing cycles after you make your request.

Log into Online or Mobile Banking and check your account transactions.

From the Blog

Four of Our Favorite Debit Card Control Features

Debit card controls that allow you to manage how and where your debit card is used. Turn your card off...and back on again...from within your Kennebunk Savings mobile app.

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What is Google Pay™ and How Do I Use It?

Google Pay™ allows you to pay for purchases with an Android® smart device. Simply tap a button on your device and hold it over the contactless payment terminal at checkout.

Continue Reading