Tax Season is Prime Time for IRS Impostor Scams

Tax season is stressful enough, and scammers take full advantage of that with IRS impostor schemes.

They reach out, claiming you owe back taxes and threaten legal action if you don’t pay immediately. These messages are designed to create panic and push you to act fast, often demanding payment by wire transfer, gift cards, or cryptocurrency — all guaranteed signs of a scam.

Unless you’re already working with the IRS on a tax issue, the agency will generally not contact you, and if they do, it’s typically by mail first. When in doubt, disengage and verify by contacting the IRS directly using a trusted number from an official letter or IRS.gov — never one provided in a suspicious message.

Not Just Romance: The Rise of Friendship Scams

You don’t have to be looking for love to be targeted by a relationship scam. Increasingly, perpetrators take the friendship route, building deep connections over time, starting by claiming they share your interests, experiences, or struggles.

They may initiate contact by commenting on your social media posts, reaching out through direct messages, or even sending what seems like a text sent by mistake. Over time, they earn your trust before asking for money or pitching an investment opportunity.

Because these relationships appear platonic, they can be harder to recognize. Red flags include pressure to move conversations to encrypted apps and eventually urgent requests for money or encouragement to invest in cryptocurrency.

Make it a habit to talk to a friend or family member when new relationships bloom. Together, you may be able to see signs of a scam that you couldn’t see alone.

Government Impostors are Rampant

The AARP Fraud Watch Network Helpline (877-908-3360) has seen a rise in impostors pretending to be government officials.

Scammers are calling people, making claims like there’s a warrant for their arrest, their identity was used to buy child pornography or launder money, or that the FBI needs their help to catch a thief. These criminals seek to get your money by wire transfer or crypto kiosks. Some even use the real names of FBI agents or sheriffs to appear legitimate when you search online.

Remember that government officials will never contact you unexpectedly to seek payment in any form. If you receive a contact like this, disengage, and if you’re worried there may be a problem, contact the agency at a number or web address you know to be legitimate.

Keep an Eye Out for the Latest Travel Scams

Planning a winter escape? Don’t let criminals ruin your trip with bogus deals, fake booking sites, or schemes designed to steal money or personal information.

Scammers create fake vacation rental listings, apply pressure to pay upfront through wire transfers, gift cards, or other hard-to-trace methods. If a host asks you to pay outside the official platform, it’s a scam.

Be cautious of steeply discounted offers and use a credit card whenever possible for added fraud protection. Before booking, verify the company or property. Search the name along with keywords like “scam,” “complaint,” or “review” to see if other travelers have reported issues.

Staying alert and taking a few extra steps can help ensure your winter getaway is safe, fun, and scamfree.