Make the Most of Your Money
Mortgage & Home Equity Calculators
Calculate a Mortgage Payment
There are many factors that comprise mortgage payments besides purchase price and interest rate.
Should I Rent or Buy a House?
Is renting a house actually costing you more in the long run than buying a house?
How Much Will I Make When I Sell My Home?
Will your sale proceeds cover the costs you’ve accumulated through the selling process?
Compare Two Mortgage Loans
Do you know which loan will cost less over the full term?
Should I Refinance
You may be able to save on your monthly mortgage payment if you refinance your loan.
How Can I Afford To Buy My Dream Home?
You may want to increase your down payment amount in order to afford a more expensive home.
Calculate Your Personal Debt-to-Income Ratio
Find out whether or not your debt load is manageable based off of your current income.
How Much Equity Do I Have in My Home?
Determine the amount of equity you have available for a home equity loan or line of credit.
Calculate a Home Equity Loan Payment
Loan amount, term, and the interest rate all impact the monthly payment you’ll need to make.
Calculate a Home Equity Line of Credit Payment
Some borrowers can make interest-only payments for a period of time before repaying the principal.
Should I Use a Home Equity for a Major Purchase?
It may be better to use the equity in your home to make a purchase instead of seller financing.
Home Equity Loan vs. Line of Credit
Depending on your needs, a more flexible home equity line of credit might better suit you.
Savings & Retirement Calculators
Save for College
Use this tool to ensure you are saving adequately to cover the costs of a college education.
Save to Be a Millionaire
Most people need to save over a million dollars to have a million dollars worth of purchasing power.
Save Towards a Goal
Setting savings goals is a great way to work towards large purchases, such as a new car.
How Long Will My Retirement Savings Last?
Determine how many years your retirement savings can support you based off age and spending.
How Much Should I Put in My 401(k)?
Do you know how much money you need to put into your 401(k) each month to retire at 65? At 60?
Traditional 401(k) vs Roth 401(k)
Roth 401(k) contributions are made after taxes, which means their returns are not taxable.
Estimate Your Retirement Income
Monthly retirement income is impacted by total savings, time, tax rate, and rate of return.
Save for Retirement
Calculate how much you will need to save based on life expectancy and anticipated spending.
The Value of Your Lifetime Earnings
In order to purchase life insurance, find the present value of your cumulative earnings.
Calculate Your Life Insurance Needs
Determine what level of life insurance coverage you need in order to support your family.
Calculate Your Disability Insurance Needs
Disability insurance provides you with peace of mind in the instance that you cannot work.
Calculate Your Long Term Care Needs
Do you have the necessary savings to support you or your loved-one’s long term care needs?
Save for Long Term Care
Prepare for long term care by calculating your total planned and required savings needs.
Calculate a Business Loan Payment
Depending on your loan term and interest rates, your loan payment can differ substantially.
Business Loan vs Line of Credit
A business line of credit usually has more flexible repayment terms than standard loans.
Purchase vs Lease Equipment
Is it a better financial decision to lease a piece of equipment or to buy it outright?
Repaying a Business Loan
Did you know that increasing your monthly loan payment lessens the total interest charges paid?
Projecting Cash Flow
Cash flow is crucial to the success of a business. Estimate your cash flows with this tool.
Should I Consolidate My Business Debt?
Debt consolidation can be a useful way for borrowers to reduce their repayment period.