All ATM transaction fees are waived; other surcharges for ATM use anywhere will be automatically rebated on the checking account
No charge for Kennebunk Savings signature checks for the life of account
No charge for CheckFree™ on-line bill pay service with unlimited use
All other service fees as outlined in “Other Services” section of Current Fees & Prices remain in effect
Maximizer Account
If the average monthly balance drops below $10,000 you will incur a $15 service charge for that month
All ATM transaction fees are waived; other surcharges for ATM use anywhere will be automatically rebated
No charge for Kennebunk Savings signature checks for the life of account
No charge for CheckFree™ on-line bill pay service with unlimited use
All other service fees as outlined in “Other Services” section of Current Fees & Prices remain in effect
Interest Bearing Checking
If minimum balance falls below $500, $7 per statement cycle service charge
Regular Checking
If minimum balance falls below $300, $7 per statement cycle service charge
Business Checking
Accounts
FREE Business Buzz Checking
No minimum balance required
No charge for unlimited transactions, no per item charges
No per check charges
All ATM transaction fees are waived; other surcharges for ATM use anywhere will be automatically rebated within 3 business days
No charge for Kennebunk Savings signature checks for the life of the account
No charge for CheckFree™ on-line bill pay service with unlimited use
All other service fees as outlined in “Other Services” section of Current Fees & Prices remain in effect
Navigator
If average monthly balance falls below $20,000, $25 per statement cycle service charge
Business Interest Bearing Checking
Monthly service charge - $5
Item fee for checks paid - $.20 if minimum monthly balance in checking or related accounts falls below $1,000
BusinessCard® - $1 per monthBusiness Success Checking
Regular Business Checking
Monthly service charge - $8
Earnings credit applied
Item fee for checks paid - $.20
BusinessCard® - $1 per month
Other Services
ATM, Cash & Check Card Services
No surcharge for customers’ transactions at Kennebunk Savings Bank or Maine Cash Access ATMs
No ATM fees anywhere for “Buzz” and “Maximizer” checking accounts. Other surcharges for ATM use will be automatically rebated
$1 per transaction at non-Kennebunk Savings Bank ATMs for “Freedom Checking”, “Regular Checking”, “Personal Interest Bearing Checking”, and “Regular Statement Savings”
Card replacement - $5
Certified Checks - $10
Collections
Domestic checks - $12 each plus additional fees, if applicable
Foreign checks - $15 each, including Canadian checks, plus additional fees, if applicable
Bearer or Registered Bonds - $25 each plus additional fees, if applicable
Early Closing of Checking, Savings, Money Market, or Christmas Club Accounts
If closed within 90 days of opening - $25
Fax - Incoming - $3 per page / Outgoing - $5 per page
Inactive Account Charges
Checking and Money Market - $1 per month after 1 year of inactivity
$5 per month after 3 years of inactivity
Savings Account - $1 per month for accounts with a balance below $200 after 2 years of inactivity
$5 per month after 3 years of inactivity regardless of balance
Individual Retirement Accounts
No annual maintenance fee
Transfer Closeout - $25
Insufficient Funds Transactions
ATM withdrawals, point of sale purchases or checks written against insufficient funds - $25
NSF Paid items charge - $25
NSF Returned items charge - $25
Transfers to “Freedom Checking” from “Regular Statement Savings” to cover a check written against insufficient funds - $2 per occurrence
Kenn-e-banking - No Charge
CheckFree™ Bill Pay - $6 per month with the exception of “Buzz” and “Maximizer” accounts that include this service at no charge
E-statements - No charge
Legal Process - $50 each
Money Market Accounts
If minimum balance falls below $1,000 there is a monthly service charge of $7
Checks paid in excess of 3 per month $10 each
Copies of statements - $5 each
Money Orders - $3
Non-Customer Checks Cashed - $5
Notary Services - $5 per page
Replacement of Lost Passbook - $7
Research
$20 per hour, $15 minimum
Copies of transaction items - $2 each
Copies of statements - $5 each
Returned Deposited Checks
$5 per check
Duplicate Copy $2.50. No charge if check is drawn on Kennebunk Savings Bank
Safe Deposit Box Rentals (per year)*
3” x 5” - $30
3” x 10” - $45
5” x 5” - $35
7” x 10” - $75 (Biddeford only)
5” x 10” - $65
10” x 10” - $90
16” x 20” - $210 (Ogunquit only)
Replacement safe deposit box key - $15
Cost to drill safe deposit box - $125
Please note that your contents in safe deposit boxes are not insured
by the FDIC.
* Must have a deposit account relationship to rent a safe deposit box.
Special Statements
Interim statement printed at branch - No charge
Statement Reconciliation - $20 per hour, $15 minimum
Stop Payments - $20
Travelers Checks
Regular - $1 per $100
Checks for Two (Dual Signature) - $1.75 per $100
Gift Checks - $2.50 per check
Gift Cards - $3.95 per card
Treasurer’s Checks - $5
Wire Transfers
Bank customers:
Incoming - $10 per wire
Outgoing - $20 per wire
Foreign - $40 per wire
*Must have a deposit account relationship to rent a safe deposit box.
CheckFree® is a registered trademark of CheckFree Corp.
rev 09/07
Notice to customers regarding the procedure to be followed in
resolving disputes over deposit account transactions:
If you have a dispute with us regarding your deposit account, please
contact a Customer Service Representative and attempt to resolve
the problem.
If we fail to resolve the problem, you may write
a letter detailing the problem and the resolution you are seeking to:
Bureau of Financial Institutions, 36 State House Station,
Augusta, ME 04333-0036
The Bureau of Financial Institutions will acknowledge receipt of your complaint
promptly and investigate your claim. You will be informed of the results of
the investigation.
*To file a complaint electronically, you may contact the Bureau of Financial
Institutions at the following Internet address:
http://www.maine.gov/pfr/financialinstitutions/complaint.htm
BusinessCard® is a registered trademark of MasterCard
CheckFree® is a registered trademark of CheckFree Corp.
