Preferred Rates

for Maximizer, Buzz, Advantage 50, and Apex Customers



Buzz Savings (2) (Statement Only)

Account	Interest Rate	APY
Buzz Savings -  $5,000 and Over	2.47%	2.50%
Buzz Savings -  Under $5,000	.45%	.45%

The Maximizer

Account	Minimum Opening Deposit	Interest Rate	APY
Money Max Checking	$25	0.15%	0.15%
Money Manager	$25
Money Manager - $90,000 and Over		2.47%	2.50%
Money Manager - $40,000 to $89,999		1.24%	1.25%
Money Manager - $15,000 to $39,999		0.50%	0.50%
Money Manager - Under $15,000		0.25%	0.25%

Advantage 50 (4), Advantage 50 Plus (4) & Apex Accounts (5)

Account	Minimum Opening Deposit	Interest Rate	APY
Checking Account (2)(3)	$25	0.15%	0.15%
Passbook Savings Account (2)	$25	0.30%	0.30%
Statement Savings Account (2)	$25	0.30%	0.30%

Performance Money Market Accounts (2)

Balance	Interest Rate	APY
$50,000 and Over	1.24%	1.25%
$25,000 to $49,999.99	1.00%	1.00%
Under $25,000	0.75%	0.75%

Certificates of Deposit* - Terms (1)

Term	Minimum Deposit	Interest Rate	APY
3 Months	$1,000	2.47%	2.50%
6 Months	$1,000	2.23%	2.25%
9 Months	$1,000	2.23%	2.25%
1 Year	$500	2.23%	2.25%
1 Year, 1 Month (13 Months)	$500	2.23%	2.25%
1 Year, 3 Months (15 Months)	$500	2.23%	2.25%
1 Year, 6 Months (18 Months)	$500	2.23%	2.25%
1 Year, 8 Months (20 Months)	$500	2.23%	2.25%
2 Years	$500	2.23%	2.25%
2 Years, 6 Months (30 Months)	$500	2.23%	2.25%
3 Years	$500	2.72%	2.75%
5 Years	$500	3.20%	3.25%
5 Years Special (No Penalty After 3 Yrs.)	$500	2.96%	3.00%

Individual Retirement Accounts (IRA) (2)

Account	Minimum Deposit	Interest Rate	APY
IRA Money Market - $10,000 and Over		1.74%	1.75%
IRA Money Market - $5,000 to $9,999.99		1.49%	1.50%
IRA Money Market - $1,000 to $4,999.99		1.24%	1.25%
IRA Money Market - Under $1,000	$25	1.00%	1.00%

IRA Variable Rate Certificate (1)(2)

Term	Minimum Deposit	Interest Rate	APY
18 Months Certificate	$500	2.23%	2.25%

IRA Fixed Rate Certificates (1)

Term	Minimum Deposit	Interest Rate	APY
1 Year	$500	2.23%	2.25%
1 Year, 6 months (18 Months)	$500	2.23%	2.25%
2 Years	$500	2.23%	2.25%
3 Years	$500	2.72%	2.75%
5 Years	$500	3.20%	3.25%

(1) Substantial penalty for withdrawals prior to maturity.  Fees may reduce earnings.
(2) Variable Rate Account; interest rate and annual percentage yield may change at any time.  Fees may reduce earnings.
(3) Fees may reduce earnings. Please see our current Service Pricing Schedule.
(4) Advantage 50 and Advantage 50 Plus Accounts for customers over 50 are no longer available
(5) Apex accounts are no longer available

Please see our current Service Pricing Schedule and Deposit Account Agreement for additional terms and fees that may apply. Interest is compounded monthly, 365/365, and credited monthly on all accounts listed above. Please note, rates are subject to change. Please call 1-800-339-6573 for the most current rates.