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Options
tailored to your needs
Adjustable rate, fixed rate, existing home or new construction,
even loans with no closing costs – which loan will work for
you? Each customer’s situation is different, that’s why we
have lots of ways to get you in the house you want. Professional
mortgage officers and local decision making, right here in York
County, makes that possible.
 Fixed
rate mortgage
This popular option offers low down payments and a choice of
terms. You can pay off your loan (and build equity) more quickly
with a biweekly mortgage. We also offer government-insured loans
-- FHA, VA and MSHA loans. With a fixed rate mortgage you’ll
enjoy predictable payments for the life of the loan. Market
fluctuations don’t affect your rate or monthly payment. Apply
now
Adjustable rate mortgage (ARM)
ARMs offer a lower initial interest rate and monthly payment.
Annual and lifetime caps protect you from extreme rate
increases. This is the option that can make homeownership easier
for first-time homebuyers because of the lower initial rate.
Your interest will be fixed for an initial term, and then
adjusted at market rates for the remainder of the loan term. Apply
now
Land and construction mortgage
Kennebunk Savings offers a very competitively priced single
closing construction loan with the options of paying interest
only or principal plus interest during the construction period. Apply
now
Seasonal property mortgage
These loans are for vacation homes that aren’t habitable
year-round. It might be due to no road access or water
availability at certain times of the year. We offer very
attractive rates for seasonal properties that allow you to enjoy
the same rates as if the property were a year-round second home.
Apply
now
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