Individual Retirement
Accounts (IRA's)
Save for Your Retirement
It's a fact. Only 12% of people eligible to invest in an IRA
take advantage of this special way to save for retirement with tax
advantaged dollars. We offer both money market and CD funded IRAs. All
our IRA accounts feature high rates of return plus the security of
F.D.I.C. protection for your retirement nest egg. We also have a full
line of educational IRAs that can help you save for college.
Contact Customer Care
at 1-800-339-6573 for information on opening an IRA, or visit one of
our banking offices.
Preferred Rates for
Advantage 50, Apex, Maximizer and Buzz Customers If you already have an Advantage 50, Apex, Maximizer
or Buzz account with us, you qualify for preferred rates on IRA
accounts. Today's preferred rates are as follows:
Individual Retirement
Accounts (IRA) (2)
Account
Minimum Deposit
Interest Rate
APY
IRA Money Market - $10,000 and Over
1.74%
1.75%
IRA Money Market - $5,000 to $9,999.99
1.49%
1.50%
IRA Money Market - $1,000 to $4,999.99
1.24%
1.25%
IRA Money Market - Under $1,000
$25
1.00%
1.00%
IRA Variable Rate
Certificate (1)(2)
Term
Minimum Deposit
Interest Rate
APY
18 Months Certificate
$500
2.23%
2.25%
IRA Fixed Rate
Certificates (1)
Term
Minimum Deposit
Interest Rate
APY
1 Year
$500
2.23%
2.25%
1 Year, 6 months (18 Months)
$500
2.23%
2.25%
2 Years
$500
2.23%
2.25%
3 Years
$500
2.72%
2.75%
5 Years
$500
3.20%
3.25%
(1) Substantial penalty for
withdrawals prior to maturity. Fees may reduce earnings.
(2) Variable Rate Account; interest rate and annual percentage yield
may change at any time. Fees may reduce earnings.
Please see our current Service
Pricing Schedule and Deposit
Account Agreement for additional terms and fees that may apply.
Interest is compounded monthly, 365/365, and credited monthly on all
accounts listed above. Please note, rates are subject to change.
Please call 1-800-339-6573 for the most current rates.
