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Certificates of Deposit (CD's)

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Higher Interest with FDIC Protection


We offer certificates of deposit with very competitive rates with terms from three months (90 days) to five (5) years. If you want to enjoy the security of F.D.I.C. protection and the higher annual percentage yields (APY) that these longer term commitments represent, then a CD may be just what you are looking for. But keep in mind there are substantial penalties for early withdrawals.  Apply now

Preferred Rates for Advantage 50, Apex, Maximizer and Buzz Customers
If you already have an Advantage 50, Apex, Maximizer or Buzz account with us, you qualify for preferred rates on CD accounts.  Today's preferred rates are as follows:



Certificates of Deposit* - Terms (1)
Term  Minimum Deposit  Interest Rate  APY 
3 Months  $1,000  2.47%  2.50% 
6 Months $1,000  2.23%  2.25% 
9 Months  $1,000  2.23%  2.25% 
1 Year $500  2.23%  2.25% 
1 Year, 1 Month (13 Months) $500  2.23%  2.25% 
1 Year, 3 Months (15 Months) $500  2.23%  2.25% 
1 Year, 6 Months (18 Months) $500  2.23%  2.25% 
1 Year, 8 Months (20 Months) $500  2.23%  2.25% 
2 Years $500  2.23%  2.25% 
2 Years, 6 Months (30 Months) $500  2.23%  2.25% 
3 Years  $500  2.72%  2.75% 
5 Years  $500  3.20%  3.25% 
5 Years Special (No Penalty After 3 Yrs.)  $500  2.96%  3.00% 

(1) Substantial penalty for withdrawals prior to maturity.  Fees may reduce earnings.

Please see our current Service Pricing Schedule and Deposit Account Agreement for additional terms and fees that may apply. Interest is compounded monthly, 365/365, and credited monthly on all accounts listed above. Please note, rates are subject to change. Please call 1-800-339-6573 for the most current rates.

FDIC Insured DepositsEqual Housing Lender

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